Reasons to order an appraisal from Ackerman Appraisal ServiceThousands of people in Florida buy, sell or refinance their home every month. Most of these transactions contain a simple line item for an appraisal. While there are a growing number of automated home valuation systems that may seem more cost-effective than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are additional cases when the services of a certified, independent real estate professional could come in handy. 
Appeal your tax assessment in Volusia CountyIf you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Ackerman Appraisal Service is your best evidence when building your case. At Ackerman Appraisal Service, we're equipped to assist you in disputing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the property, almost all lenders ask homebuyers to buy this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this additional payment is bundled into the monthly mortgage payment and is promptly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Ackerman Appraisal Service can produce a statement regarding the value of your home. The expense of the home valuation can often be regained in little time because you'll no longer be paying the PMI. Order your appraisal from Ackerman Appraisal Service today Order todayGet a clear valuation on a home for divorce settlementsA divorce can be a very horrible experience for both parties, and it is often further complicated by the strenuous decision of who maintains the house. It's a good idea to order an appraisal from Ackerman Appraisal Service so both parties are entirely aware of the true market value of their house, regardless of the situation. If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Accurate and fair estate liquidationThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion. Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal. Relocate to or from Volusia County through an employee relocation programWe understand the headaches involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our intensive inspection. Close on your home promptly — for the right priceA professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to complete the appraisal report and not a percentage of the sales price. We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long propertiesstay on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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